Bankrate.com is an independent, advertising-supported publisher and comparison service. Balance transfers just got simpler with the Citi Simplicity. https://www.creditdonkey.com/citibank-balance-transfer.html It can mean big savings by reducing the interest charged on your existing card balance - along with streamlining the number of cards you hold. Interest is … The Citi® Double Cash Card – 18 month BT offer is a great choice for a cashback card and FREE No withdrawal/cash transferred fee is applied. For more details, kindly contact the bank officials. The straightforward cash back rewards are unlimited, making this a great option for any wallet — just be sure to pay off your balance to earn the extra 1 percent. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. At Bankrate we strive to help you make smarter financial decisions. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. This is because they will write you a check for your balance transfer amount. How much you can transfer depends on your available credit. Discover it Cash Back vs. Citi Diamond Preferred: Which is best for a balance transfer? Plus, the Citi Rewards+℠ Card automatically rounds up to the nearest 10 points on every purchase, making it easy to turn everyday spending into rewards. The balance transfer amount that you choose will be blocked from your existing Citi Credit Card limit and will release with each payment you make. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. The offers that appear on this site are from companies that compensate us. Apply for credit card balance transfer to get Credit … We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. To take advantage of the introductory APR on a Citi balance transfer card you must transfer balances within the first four months of opening the account. Unlike some credit card companies that offer multiple 0% periods that can be much shorter than the advertised rate, approved applicants get 0% interest rates for the fully advertised term from Citibank. Bankrate.com is an independent, advertising-supported publisher and comparison service. Balance transfers with Citi: How to, Best Offers - CreditCards.com Citibank Balance Transfer Plan Enjoy interest savings when you transfer your credit card debts to a brand new Citibank credit card, at an effective interest rate of 18% p.a. Best credit cards for paying off debt in 2021, Privacy policy / California privacy policy. Can I balance transfer my Citibank card balance? The Citi Rewards+ and Citi Double Cash won’t always reward you for transferring a balance, but keep an eye out for Citi promotions where they give a little extra for executing a balance transfer. Citibank is entitled to reject this Program without providing any reason. Your request could be declined if your account is past due or over limit, you request more than the maximum transfer amount allowed, Citi believes that you will be unable or unwilling to repay the balance, or for any other reason specifically stated in your credit card agreement. Bankrate’s editorial team writes on behalf of YOU – the reader. Add in no annual fee, no late fees, and no penalty interest rates to make balancing your finances simple. You can transfer credit and store card debt, as well as personal and auto loans (in certain cases) to a Citi card. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. Here’s an explanation for If you're approved for the transfer, the credit card company you're transferring the balance to will contact your old credit card company and pay off the balance. Compare Citi balance transfer offers + how to do it | finder.com With over 200 years of experience, Citi offers an array of investing, banking and loan products that range from high-yield savings accounts to mutual funds, home loans and personal loans. Our Citi® Double Cash Card features a low intro APR on balance transfers. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. LOWER Lower interest rate than ATM cash withdrawal. ©2021 Citigroup Inc. 대표자 유명순; 사업자 등록번호 102-81-14717; 폰뱅킹 1588-7000 (해외 82-2-3704-7000) 인터넷뱅킹 02-3704-7700; 신용카드 1566-1000 (해외 82-2 … Citibank.co.kr is the global source of information and the main access to financial services provided by the Citigroup family of companies. You can also contact Citi customer service and request a transfer over the phone. Balance Transfer with Citi Ready Credit. A Red Ventures company. You probably want to avoid canceling your old credit card, but it’ll depend on your situation. A credit card balance transfer can be defined as the transfer of one credit card balance amount to another, this can be seen as a method employed by many lenders (banks) to get customers to use or shift to another credit card like Citibank credit cards. Balance Transfer Offer: zero percent APR on balance transfers for the first 15 months (variable 13.49 to 23.49 percent thereafter), Balance Transfer Fee: 3 percent (minimum $5), Rewards: 2X Citi ThankYou Points at supermarkets and gas stations (up to the first $6,000 per year, then 1X), plus 1X points on all other purchases. % Intro APR for months. © 2021 Bankrate, LLC. We do not include the universe of companies or financial offers that may be available to you. Select “Transfer a balance” to move on. Citi does not guarantee the accuracy of these reviews. You`ll earn 2X points at supermarkets and gas stations for the first $6,000 per year. Consider the different factors that make up each of the options below to find the best Citi credit card for your balance transfers: Balance Transfer Offer: zero percent APR on balance transfers for the first 21 months (variable 14.74 to 24.74 percent thereafter), Balance Transfer Fee: 5 percent (minimum $5), Credit Required: Good to Excellent (670 – 850). Bankrate has answers. Note: Citibank does not offer credit card balance transfer facility anymore. Citibank (a WalletHub advertising partner) is one of the most active players in the balance transfer credit card market, and has historically offered some of the longest 0% introductory balance transfer rates. Our experts have been helping you master your money for over four decades. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. We maintain a firewall between our advertisers and our editorial team. Bankrate.com does not include all companies or all available products. 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